Houston, Texas • Licensed Collection Agency

Recover What You're Owed — Professionally, Compliantly, Effectively.

R.T. Solutions partners with businesses, healthcare providers, and creditors across Texas and nationwide to recover outstanding receivables while protecting your reputation and staying fully compliant with the FDCPA and Texas Debt Collection Act.

Why Creditors Choose Us

Straightforward, licensed, results-driven recovery.

  • No recovery, no fee — contingency-based pricing
  • Licensed & bonded in the State of Texas
  • Full FDCPA / TDCA compliance program
  • Real-time online account reporting
15+
Years Experience
98%
Client Retention
24/7
Account Portal
What We Do

Full-Service Debt Recovery Solutions

From first-notice collections to litigation support, we tailor our approach to your industry, your portfolio, and your customers.

💼

Commercial & B2B Collections

Recover past-due invoices from other businesses while preserving valuable trade relationships.

  • Net-terms & invoice recovery
  • Trade reference reporting
  • Business skip tracing
🏠

Consumer Debt Collection

Compliant, respectful consumer recovery for medical, retail, utility, and financial accounts.

  • FDCPA / TDCA compliant scripting
  • Flexible payment arrangements
  • Credit bureau reporting
⚖️

Litigation & Judgment Support

When accounts require legal action, we coordinate with a network of licensed collection attorneys.

  • Demand letter escalation
  • Judgment recovery & enforcement
  • Attorney network referrals
Our Process

A Simple, Transparent Recovery Process

01

Place Your Account

Submit account details securely through our portal or your account manager.

02

Skip Tracing & Location

We locate and verify current contact information for the debtor.

03

Compliant Contact

Licensed agents contact debtors in full compliance with federal and state law.

04

Recovery & Reporting

Funds are remitted to you with full account activity reporting.

Compliance First

Built on Trust & Regulatory Compliance

FDCPA Compliant
Texas Debt Collection Act Registered
Licensed & Bonded
Secure Data Handling
PCI-Aware Payment Processing
Client Results

Trusted by Houston-Area Businesses

"R.T. Solutions recovered receivables we'd written off two years ago — without a single complaint from our customers. Their reporting made reconciliation painless."

Practice Manager, Multi-Location Medical Clinic

"As a Houston-based supplier, we needed a partner who understood B2B collections. Their team recovered six figures in aged invoices in the first quarter."

Owner, Industrial Supply Company

Ready to recover what's owed to you?

Talk with our team today — no obligation, no upfront fees.

Get Your Free Consultation